What insurance is legally required in California for all drivers? 0D25322 CA Department of Insurance Consumer Hotline: (800) 927-4357 OH Rental Car Agent License No. Over the counter rental car insurance can vary between $20 to $40 a day. (Also known as bodily injury liability). Rental car companies do not require liability insurance, but liability insurance is required to legally operate a vehicle in California. Rental car companies do not require liability insurance, but liability insurance is required to legally operate a vehicle in California. • Purely voluntary based on risk preference and whether renter has existing coverage. Each rental car company has different rental agreements so read your rental car agreement for the exact exclusions. Struggling to grasp what would be … Renting a car in the Golden State? Of course, many people choose to get insurance over and above what is legally required. There’s a car rental insurance gotcha in California that you need to know about. What are the standard exclusions to the "coverage" sold by car rental companies? We hope you will find this information useful. Better yet, you get primary damage coverage that automatically kicks in without the need to submit a claim to your personal auto insurance policy. ... Cheap car rentals in Los Angeles, California. When you are driving a rental car and you are in an accident, liability insurance can cover the costs of repairs to the car and property, and medical bills for injuries to the other cars’ occupants, with collision coverage paying for the cost of damages to the rental car. So, what insurance is needed when renting a car in. Let us help you get behind the wheel of one our premium rentals and on the road to a California adventure. What bad things can happen to drivers who rent/hire cars in California? If worried about high medical bills while in California, check with your state department for recommendations or your insurance agent for travel insurance or visitor health insurance with higher medical limits and coverage outside the car. LDW is not insurance; it is a waiver of the right for car rental companies to sue for damages. Sure offers rental car insurance that covers up to $100,000 worth of damage to a vehicle, plus any of your belongings inside of it. Answering the third question will help visitors make the benefit / cost decision about how much insurance to get. Each covers a different scenario. It can provide you with guidance on registering your car, obtaining a California driver's license and important state rules of … • Recommended only if renter does not already have health insurance and is worried about smaller medical bills under $2,500 from auto accidents. You would like to temporarily have protection you don't currently have such as emergency road service , personal injury protection (PIP) or medical payment coverages. The renter is also covered for vandalism with a $500 deductible in cases other than theft. To make things more confusing, California has different laws regarding insurance and car rentals than other states or countries. If you fall into this bucket, you only have to worry if you rent a car that is more valuable than the one you own. For many visitors from overseas, collision damage waivers provide peace of mind and California regulates the price so there should be no difference in the cost of coverage among car rental companies. The Sixt fleet has a variety of cars to select from for a long term car rental in California. Hertz) may provide the minimum primary liability protection to international customers (driver's license indicates an address outside the USA) renting in California. 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